At Progressive, drivers' rates drop by an average of 10% when they turn 18 and another 16% at As your teenager becomes more experienced and avoids tickets and accidents, the price . The cheapest insurance rates for teen drivers were found in Ohio, where the lowest price for couples with a daughter was $1, per year, on average, while the cheapest rate with a son was $1, Author: Lacie Glover. The average price for teen car insurance is around $2, per year. Being that this is a national average, teen drivers can expect to pay anywhere from $1, to $4, for car insurance on an annual basis. Compare this to the national average for all drivers, which is around $1, per year.
You'll be covered if your insurance costs for teen drivers drives your car and vice versa. All covered drivers have access to all vehicles on the policy. The expense of insuring a young driver can be offset by a multi car insurance costs for teen drivers if your teenager has their own vehicle. Progressive and many other insurers offer this discount. Many insurers offer good student discounts. Progressive's Good Student Discount for having a B average or better is only available when a student is added to a family member's policy, and will not apply if they are on their own. Call us at or log in to your policy to add a driver.